First-Time Buyers

Are you a first-time buyer, trying to find the right mortgage?

Getting yourself onto the property ladder can be a challenging time. You’ve probably been working hard for a year or two, saving up for a deposit, and now you’re almost ready to start. But with so much to consider, and with so many views from friends and family it can all begin to feel a bit overwhelming. But don’t worry, because help is at hand.

With years of experience of helping first time buyers, we will aim to simplify the whole process for you:  

 We will listen to what you need, and will guide you through the initial steps.

 Discussing all the different types of mortgage options available, and identifying the products that are suited to your individual needs.

 Checking your income and outgoings to work out how much you can comfortably afford to borrow now, and how you’ll manage in the future if there’s a change in circumstances or if mortgage costs increase.

 And above all, supporting you throughout your entire homebuying process.

Estate Agents like to see that you are serious about buying a property so an “Agreement in Principle” from a mortgage lender, shows that your mortgage is provisionally approved.

When you have found your dream home you know that we can process your application swiftly and efficiently.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Home Movers

Moving home can be one of the most stressful experiences in your life, so why would you want to add "sorting your mortgage" to your to do list?

Whether you’re relocating, upsizing or downsizing, we aim to remove the hassle and take care of most of the paperwork for you. Our service includes:

  • A first meeting to help you work out the costs of moving, calculating how much you need to borrow and how much you need to keep back for costs and fees.

  • Comparing the advantages of staying with your current lender, with the rates and deals available from other banks.

  • Choosing the most suitable option by either “porting" your existing mortgage to the new property or recommending a new mortgage product.

As an existing homeowner, there is probably a much wider choice of lenders and rates available to you now than you had as a first-time buyer, thanks to factors like having a better credit score, or a much larger deposit.

We can search thousands of options across the market ensuring you get the most suitable product for your circumstances. Our advice is completely free, and our aim is just to help make your move straightforward and as effortless as possible.

Your home may be repossessed if you do not keep up repayments on your mortgage.


Whether you’re planning to invest in your first Buy to Let property, or adding to your existing portfolio, at WorkerBee Mortgages we know that everyone’s circumstances and investment strategy is different. And with so many options available -depending on whether you are planning for your retirement, looking for long term capital growth, or maximising your income, we are here to help.

The criteria for buy-to-let lending has changed substantially in recent years, and we are here to guide and advise you through its complexities and ensure that you maximise the return on your investment whether the property is held in your name or through a limited company

We have access to lenders from across the market, who specialise with smaller landlords owning between 1-3 properties, as well as Portfolio Landlords owning 4 or more.

The Financial Conduct Authority does not regulate some forms of Buy to Lets. Your property may be repossessed if you do not keep up repayments on your mortgage.

Remortgaging/Product Transfer

If you’re coming to the end of your current mortgage product, then it’s vital to look at your options as early as possible to have a look at the individual options available to you.

And if you’re wondering whether to take a product transfer with your existing lender or switch to a different bank, we will review your circumstances and advise on the most suitable option.

We can also explore additional borrowing to cover expenses such as home improvements, a new car, a buy to let property investment, or even to help a family member with a deposit for their first property purchase.

Our advice is completely free, so you have nothing to lose by seeing what we can find for you.

Think carefully before securing any other debts against your home. Your home may be repossessed if you do not keep up the repaymemts on a mortgage or other debt secured on it.

Self employed

Whether you are a sole trader, a subcontractor, working in a partnership, or are a director of a limited company, self-employed mortgages have become far more complex over recent years

Many lenders now require increased documentation from you and your accountant to prove your income. And since the pandemic, a large number of lenders have also increased the minimum deposit for self-employed customers, compared to deposits required for employed workers.

However, we can help explore the choices available, to ensure you can access to the most suitable products and options available for you. Our expert advice is completely free, so why not give us a call to see how we can help.

Your home may be repossessed if you do not keep the repayments on your mortgage.

About Us

With years of experience and a passion for customer service, you will know that you're in safe hands with us.

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About Us


Our aim is to ensure that when youre ready to proceed, you will be fully informed of the process, and be in the best possible position to buy or remortgage.

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Recommend a Friend

If your friend chooses Nest Egg Mortgages, then we'll send you a £50 voucher.

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Other Property Professionals

Other property professionals associated with mortgages.

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Insurances you should consider.

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Contact Us

Contact us here and we can assist you further.

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Contact Us

There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £500.


You may have to pay an early repayment charge to your existing lender if you remortgage. As will all insurance policies, conditions and exclusions will apply

nestegg Mortgages is a trading style of Duck Egg Mortgages Ltd who is an Appointed Representative of Stonebridge Mortgage Solutions which is authorised & regulated by the Financial Conduct Authority. FCA number: 751290 Registered office Duck Egg Mortgages Ltd is 22 Cross Street, Enderby, Leicester, LE19 4NJ.

Registered company number 10054991. Registered in England & Wales